(25%) Evaluate the financial profile and objectives of current and prospective clients in order to provide financial investment and wealth management advice:
Interview clients to determine current income and expenses, assets and liabilities, insurance coverage, tax status, short-term and long-term financial goals, risk tolerance and other data.
Review the purposes and details of wealth management plans and strategies with clients.
Educate clients on financial planning topics and options.
Guide clients in gathering relevant personal financial information such as bank account records, income tax returns, life and disability insurance records, pension plans, and financial instruments.
(30%) In support of and under supervision of the Principal, develop wealth management plans for clients based on their financial status and goals and current international economic environment:
Analyze client financial information to determine plans and strategies for meeting financial objectives.
Recommend client strategies for review by Principal for cash management, insurance coverage, investment planning, or other areas to help clients achieve their financial goals.
Conduct portfolio analysis for potential clients and assess the quality of stocks and mutual funds based on load, expense ratio and turnover rate.
Construct portfolios using the most cost-effective financial instruments.
Recommend financial products such as stocks, bonds, mutual funds, or insurance.
Review clients' accounts and plans regularly to determine whether personal changes, economic changes, financial performance and/or other factors require portfolio reassessment and rebalancing.
(15%) Perform financial research and assessments of financial investments to meet clients' financial objectives:
Research global equity and fixed income securities employing knowledge of portfolio analysis and investment management to advise clients on most appropriate products.
Monitor the latest low-cost funds made available and evaluate their suitability to meet client goals.
Analyze mutual funds' cost structure focusing on their load, expense ratio, and turn-over rate.
Analyze stocks risks using Capital Asset Pricing Model (CAPM).
Employ bond valuation using Present Value (PV) approach.
Interpret and conduct financial analysis for review by the Principal on data on price, yield, stability, future investment-risk trends, and economic influences using linear regression methods.
Calculate the Year-to-Date change of major index to assess the opportunities for new investment for clients upon market correction.
Calculate investment risks using sensitivity analysis and regression analysis.
Evaluate changes in independent variables such as earnings per share and price per earnings using sensitivity and regression analyses to calculate company's stock value and evaluate sufficiency of investment.
(20%) Prepare and maintain written reports containing evaluation of client portfolios and profit and loss analysis:
Maintain client portfolios, keeping client plans up-to-date.
Confer with clients periodically to determine any changes in their financial status.
Develop and present detailed financial analyses, memoranda and presentations for review by Principal.
Prepare investment performance reports, financial document summaries, and income projections for clients and interpret information as requested.
Prepare advisory fee reports as requested by clients.
Monitor financial market trends to ensure that client plans are responsive.
Recommend financial products, such as stocks, bonds, mutual funds, or insurance.
(5%) Produce articles, reports and other documentation to advance client understanding and market opportunities for financial advisory business.
(5%) Monitor developments in the business/financial field and economic theory for the creation of investment strategies for clients.
Position requires a Bachelor’s Degree, or foreign equivalent, in Business Administration, Finance, International Affairs with specialization in Economics, International Finance, or related field, plus 2 years’ experience in financial analysis for global market investments
Experience must include the following, which may be gained concurrently:
2 years of experience engaged in financial services client development employing CEG wealth management processes
2 years of experience providing evaluating financial investments and advising clients
2 years of experience developing written materials (analyses/reports/articles) on finance and wealth management
2 years of experience investing client assets using the Modern Portfolio Theory
2 years of experience in evaluating stocks using the Piotroski method
2 years’ experience conducting financial and economic research, analyses, and assessments using recognized finance theories and tools such as Modern Portfolio Theory, CAPM and PV
2 years’ experience drafting strategic recommendations for clients’ asset allocation and stock selection
2 years’ experience creating proposed investment plans of action and wealth management plans to serve client needs
2 years of experience monitoring international equity financial markets
Position requires Series 65 license (the Uniform Investment Adviser Law Examination)
To apply transmit resume and cover letter to: firstname.lastname@example.org